Power Bocking with Jumping Stilts

There’s an explosion in the world of extreme sports as more and more people see for themselves what powerbockers can really do. Europe, Asia and Northern America are all seeing an exponential growth. It’s new, it’s hot, it’s easy to learn and just in case you forgot, extremely fun.

We owe it all to Alexander Boeck, the man who invented these jumping stilts. The very name of PowerBockers is actually a hat-tip in his direction. Inspired by how kangaroos manage to jump and run faster than any man, he empowered people everywhere. The company he founded sells jumping stilts to this day and yes you can find them here. Just check the tab called PowerSkips. Remember though that they are aimed for the real pros and due to their quality, they cost quite a lot.

Don’t worry though! You’ll find your pair of jumping stilts here. This is the beauty of this sport. You can find the appropriate hardware no matter if you are an absolute beginner or a seasoned pro. The prices also can cover a lot of budgets. All that it takes is determination to have some outrageous fun and the desire to feel, at least once, superhuman. From that point on, it all flows easily.

Aren’t you at least curious to find out what the fuss is all about? Although the number of powerbockers is constantly rising, we are still relatively few. Why not be a trendsetter for once, rather than a trend follower?

There’s a world of fun and adrenaline you can find here. Look around, take your time, but keep in mind that other people are doing the very same thing. If you really want to be the one that discovers this brand new hot thing, you should hurry.

Disclaimer

We insist that all appropriate PPE (Personal Protective Equipment) a.k.a. safety gear, be worn while using your Jumping Stilts.

Recommended PPE when using jumping stilts constists of a helmet, elbow pads knee pads and wrist guards.

You the buyer/operator, accept full responsibility and will not hold bestjumpingstilts.com or the manufacturer responsible for any injury, minor or serious, resulting from the use or misuse of Jumping Stilts.

What is a packaged bank account or value added bank account?

Where do we start?

Packaged bank accounts and value added accounts come with all sorts of names but in principal offer a deal to account holders for a monthly fee, the norm is to package mobile phone insurance, travel insurance, breakdown cover and charge a monthly fee for the extras. So what names do these accounts go under? There are literally hundreds so lets start with just a sample from the main high street providers.

RBS Royalties gold account £12.95pm

Lloyds Premier Current account £25pm

Natwest Advantage Gold £12.95pm

Halifax Ultimate reward current account £12.50pm

Santander Premium current account £20pm

Barclays Additions active £15pm

How do you decide what is right for you? The big thing with packaged bank accounts and added value accounts is to firstly figure out what you need and then establish the level of cover that is offered through the relevant account type. Just to make it more complicated each bank listed above has a variety of fee based accounts.

Checking cover is extremely important, what you don’t want is to cancel your mobile phone or breakdown cover to find that you cant make a claim when you need it. On the otherside of packaged bank accounts you may find that paying no interest on your packaged account overdraft is a real benefit!

Typical products on offer within packaged bank accounts: –

  • Mobile phone insurance, including iPhones
  • Car breakdown cover for on the road or your driveway
  • Annual worldwide multi-trip travel insurance –  may include winter sportsand may not
  • Home emergency cover with a 24 hour helpline for assistance
  • Dine out at over 700 UK restaurants for 25% less
  • 10% off selected holidays and flights
  • Save up to 60% at over 21,000 hotels
  • Complimentary access to UK airport lounges
  • 25% cash-back on top gigs and live shows
  • 10% off home and car insurance
  • Extended warranty cover on domestic electrical goods
  • Tailored rates on your credit card, personal loans (except online loans) and mortgages
  • Interest free or reduced interest overdrafts
  • Discounts on loan interest rates
  • Discounts on credit card interest rates
  • Shopping discounts
  • Airmiles / other points schemes
  • Cashback incentives
  • Free ATM use abroad

As you can see the list feels endless and can either offer very good or very bad value for money. The message is to check what you want out of an account.  You can also claim back your fees at http://bankaccountability.co.uk and your PPI claims  at Claims Winner PPI Claims

Plevin PPI Case – Can you Claim again?

In 2009, a lady called Susan Plevin successfully recovered her Payment Protection Insurance (PPI) in relation to a facility she had with Paragon.  Once Mrs Plevin had received her PPI refund, she became suspicious regarding another transaction that she became aware of, which was that 72% of the premium went to a third party by way of a commission.  She then began a legal challenge regarding this commission, which had not been disclosed to her when she took out the loan facility in 2006, which went against other rulings in the past.

Susan Plevin took out a loan of £34,000 in 2006 to which was added £5780 premium for PPI. Of that premium £4910 was taken in commission by the firms that arranged it leaving £1630 as the actual cost of the insurance. So nearly 72% of the premium went in commission. None of those figures were revealed to her and she brought a claim in 2009 that the PPI deal was unfair because the amount of commission was not disclosed to her. The Supreme Court agreed. http://paullewismoney.blogspot.co.uk/2015/10/fca-is-wrong-on-plevin-redress.html

What the Court agreed

Eventually, through the various court processes that Mrs Plevin had to follow, she successfully won a Supreme Court ruling (so basically it cannot be challenged) and Paragon agreed to it.  This overturned a previous court decision and agreed with Mrs Plevin that the commission paid by the firm should have been disclosed to her.  This ruling was made in November 2014.  Whilst we do not know the specific details of Mrs Plevin’s case, we do understand that she received a refund of the commission that was paid to the third party because the firm did not disclose it at the time the loan was taken out and it was not disclosed within the paperwork that Mrs Plevin signed.

There is one area that the Court did not cover and that is the level of refund that anyone in this position is entitled to.  This has led the Financial Conduct Authority (FCA) to become involved and decide how the ruling regarding Plevin v Paragon should be addressed.

In Plevin the Supreme Court considered whether non-disclosure of the commission paid to a lender or intermediary out of a PPI premium could make the lender’s relationship with the consumer unfair under s. 140A of the Consumer Credit Act 1974 (CCA). It concluded that although there was no regulatory requirement for firms to disclose commission there might be a tipping point where the commission becomes so large that the relationship cannot be regarded as fair (taking into account all circumstances) if the customer is kept in the dark. In Mrs Plevin’s case 71.8% of the premium she paid was taken as commission. The court regarded this as “beyond the tipping point” but did not indicate exactly where the tipping point lay. Mrs Plevin’s case had to be remitted to the County Court for that court to decide what relief if any should be granted taking into account all of Mrs Plevin’s individual circumstances and the specific facts of her case.
https://www.dlapiper.com/en/uk/insights/publications/2016/10/banking-disputes-quarterly/ppi-complaints/

What the FCA have decided

Since the Court ruling of Plevin v Paragon in November 2014, the FCA has attempted to work out how to deal with the consequences of any hidden commission being paid to third parties by lenders where PPI has been applied.

Get a Free PPI Check

Whilst the Court has decided that it is unfair, it did not decide within its ruling at what level any commission payments should be addressed.  Therefore, the FCA is looking at this further and working out how best to deal with it.  There are of course arguments that all of the commission paid should be refunded because none of it was disclosed.  The FCA has initially come back and stated that it believes that probably between 40% to 50% of it is acceptable and that the balance should be refunded.

However, there are bound to be further challenges regarding this and lenders will probably treat these claims on a case-by-case basis.  We believe, however, that any commission that was not detailed should be refunded, together with statutory interest as, let’s be honest, the lenders should not have been making this payment and, if they were making this payment, they should of course have disclosed it within their documentation at the point of sale!

Following feedback off the back of a consultation paper published in November last year, the FCA has now settled on a proposal package regarding PPI complaints. These proposals aim to bring about a definite and satisfactory conclusion to the PPI issue, by addressing the following:

Commission: profits made from the sale of PPI policies will be readdressed and included within the framework of what constitutes fair consumer treatment, as large profit shares cultivate an unfair relationship between the lender and client.

Rebates: refunds made to customers upon cancellation of a PPI policy will be taken into consideration when calculating redress for a complaint, likely leading to reduced redress amounts.

Varying commission rates: new regulations will clarify how to ensure fairness and calculate redress in situations where commission rates or profit shares have varied throughout the duration of the PPI policy.

https://www.grovelands.co.uk/news/financial-conduct-authority-update-on-plevin-vs-paragon/

Axe Philips Norelco XA4003 Stubble Trimmer Review 2017

Axe Philips Norelco XA4003 Stubble Trimmer review

There comes a point in a man’s life when he decides to grow out a small beard or a goatee which usually requires maintenance and if you recognize yourself here then you should look into getting a beard trimmer. Tools of this kind will basically allow you to keep your facial hair at a certain length while maintaining a clean look. If you take a look at the most in demand male movie stars or modern day CEO’s, you’ll notice most are rocking a designer stubble look.

The rage as of the last few years is a slightly rugged look and stubble. These can even prove helpful when it comes to defining your face. It’s definitely one of the coolest looks out there and always has been. People have gone as far as to wear this stubble look to appear smarter and more mature at the office, but conversely it can backfire if not done right.

There are a few things you should look out for when choosing a trimmer: The overall precision, the attachments it comes with (so you can manage the length), safety options and battery life. Sure, there are other accessories you can benefit from like a vacuum but those are the basics any quality trimmer should offer you to start with.

Sensitive Skin? Problem Solved

Assuming you’re a guy with overly sensitive skin and you’re frequently experiencing rashes after shaving, you might find trimming to be the perfect solution to your problem as you’ll be far less inclined to shave.

If you look at the different options at your disposal, they’ll vary based on price and basic functionality so most “top trimmer” lists out there can make this research aspect confusing for a guy with no prior experience. Fact is, the most expensive trimmer doesn’t necessarily equate to an ideal solution for you although you could always benefit from multi-functionality.

The craziest thing about trimmers unlike other grooming accessories is that their basic functionality tends to be the same so one of the best trimmers is also among the least expensive – the Axe Philips Norelco XA4003 Stubble Trimmer.

Ideal For First-Timers

If this is your first time purchasing a trimmer, there’s a whole list of reasons why this should be your top choice and it has nothing to do with price. First, you’ll get 20 length settings that you can lock starting from .5 mm to 10 mm. This is paired up with a number of styling options which in plain old English means less maintenance. It gets the job done. Why waste hundreds of dollars purchasing a trimmer just to find out it’s not for you?

This little trimmer doesn’t have fancy features and LCD displays but the good news is that your beard won’t care. The biggest misconception people have about trimmers is that more features equate better functionality and this couldn’t be further from the truth.

The bottom line when it comes to functionality is that the Axe requires minimal maintenance, offers plenty of function (yet is simple to use) and is budget-friendly – this is all you’ll need. Proof enough of that is the fact that its Amazon ratings are the best a trimmer can get and you probably won’t be looking to upgrade any time soon.

What Are Other Men Saying?

Before trying it out ourselves, we had a look at some of the reviews left by regular users. Most claim it’s great for using it at home or the gym. It’s compact enough to carry around and offers plenty of usable adjustment settings.

To Conclude

The bottom line with the Axe Philips Norelco XA4003 Stubble Trimmer is that it’s a great first timer because it offers something for most men and gets the job done perfectly. Even if you have sensitive skin and you’re worried about making a mistake because you have shaky hands, the buzz on it is very quiet and it doesn’t vibrate strongly. Top that off with an insanely low price tag and the Axe XA4003 is basically a no-brainer.

Conair for Men i-Stubble Stubble Trimmer Review 2017

Have you ever wondered how certain movie stars and good looking famous people can maintain stubble constantly? The reality is that these people have barbers at their disposal daily so they likely aren’t doing the work themselves. Conversely, the good news is that you can maintain stubble of this kind using nothing more than a beard trimmer and learning how to trim your stubble to a precise level that you feel is right.

  1. This is actually a lot easier than it seems and instead of cursing at your facial hair for adding an additional 10 minutes to your morning routine, you can actually turn it into your main fashion accessory! Picking up a trimmer that does the job for you will have you feeling fresh and give you that clear look, day after day.

Conair’s iStubble is a prime example of a trimmer that allows you to make this happen – You can use it to maintain your pre-defined stubble and this can range from a shadowy stubble look to a small beard. It’s so simple to use, there are only 3 buttons: The on/off switch and 2 length changers. There are basically 15 length settings and it won’t take you more than a single try to get in the hang of it. It’s really one of the best investments you could make as a man.

The main selling point of the i-Stubble is the fact that you can electronically monitor your length control (main feature for trimmers) and choose exactly the length you want, down to the last millimeter. The LCD display it comes with shows exactly that and when you select it, it basically adjusts to the curvature of your face thus letting you try out different contours as you go along. There’s even a quick charge system that you can use and no annoying cords to deal with. You can use it at home, on the road or even the gym.

Movement/How It Feels On Your Face

This is something that mostly worries men with no prior trimming experience and it’s a very legitimate concern. You’d be glad to know that it feels good. It has a main pivoting head they refer to as a “floating head” but the bottom line is that it works like it’s supposed to. It gently glides around your facial curves and you feel no pressure.

It moves very quick, feels solid as you’re holding it (not like it’s going to slip) and the weight is evenly balanced out. You can tell the manufacturers have put in a lot of thought into their practical detail.

What About Maintenance?

We took some time to compare this trimmer to similar trimmers and noticed a big difference – you no longer have to pass it back and forth just so you can get that nicely evened out trim. It also has a blade that pretty much doesn’t require maintenance. We recommend you oil the blades from time to time just to make sure, and all you have to do is use a few drops of oil. Get it going for a few seconds and wipe it after.

As mentioned, the floating head will give you that nicely evened out trim and it instantly adjusts to the contours of your face. This is ideal for trickier areas such as the chin where you really need to get that consistent length right. Maintenance with it boils down to rinsing it with a bit of water.

Main Advantages Summary:

  • Low/affordable price tag.
  • Only takes a bit more than an hour to fully charge.
  • You can use it to maintain a whisker, beard, stubble, goatee or mustache.
  • The battery life is around 45 minutes so you’ll use it at least a dozen times before recharging.
  • 2 year warranty included.
  • Plenty of adjustment options, although simple to use.
  • Bonus blades.

Conclusion/What People Are Saying

Don’t just take our word for it, you’ll notice that the overwhelming majority of feedback the Conair for Men i-Stubble receives is positive. All you do is push a button to get it going and if you’ve set the settings once, it shouldn’t take you more than a few minutes to maintain your perfect beard length.

If all that you’re interested in is maintaining that designer stubble and you never want to shave again due to sensitive skin, this is easily the solution to your problem. Add to that an attractively low price tag and it’s definitely worth the investment. You’ll be able to maintain your beard and never accidentally find yourself pulling hairs in the process.

Top Rated Stubble Trimmers – Best Stubble Trimmer Reviews 2017

best stubble trimmer 2017

There was a time when facial hair could only be cut and trimmed with ordinary razors. And although you still have the option to do so, there are now much more convenient and easier ways of managing and maintaining facial hair. In fact, if you are one who loves the stubble look, there are now trimmers designed specifically for just that. Stubble trimmers allow you to achieve a high-end, professional facial hair style, without the expensive price tag of a barber shop.

Technology has come a lot way in creating high-end, affordable stubble trimmers that get the job done without much effort. If you’re searching for one of the top rated stubble trimmers of 2017, you’ve come to the right place. Recently, we researched and reviewed which ones’ are actually worth spending money on.

Conair for Men i-Stubble Trimmer

The Conair for Men i-Stubble Trimmer is made of metal and plastic materials. The design employs a unique floating mechanism to allow it to track the contours of your face effectively. This design makes for an efficient shaving while also providing accuracy and safety.

The blades are electro-chemically formed to ensure sharpness and efficiency for a long time. This makes them durable with constant use over the course of several years. With the exposure to moist environments, this trimmer will not result in corrosion and dullness.

The i-Stubble is ergonomically designed to facilitate ease of use and manageability. It measures 3.5 x 7.2 x 11 inches and weighs around 14.4 ounces – so it’s really very easy to hold onto and trim your facial hair to your preferred style.

It comes with an LCD display that gives you a clear indication on a few different things. Aside from displaying the level of battery, you can also use it to program and monitor the length of cut that you’re using. The length control functionality allows you to program the length anywhere from 0.4mm to 5mm which gives you a lot of leeway to cut and style your facial hair to your exact specifications.

The precise length settings allow for versatility too. Yes, you can use this for stubbles; but it also works in managing and maintaining mustaches, beards, goatees, and more. It is up to you to decide if you want to go for short styles or long styles when cutting and trimming.

Since the i-Stubble is equipped with a rechargeable battery, you can use it conveniently without worrying about getting tangled up with its cord. It charges quickly too, so you will always have a convenient way of shaving your facial hair. Through Amazon.com, you can currently pick up this stubble trimmer from Conair for about $46.

 Philips Norelco QT4070 Beard TrimmerPhilips Norelco QT4070/41 Beard Trimmer 7300

The Philips Norelco QT4070/41 Beard Trimmer 7300 is the perfect all-around shaving device that will help you achieve any look imaginable. Made of very high quality metal and plastic materials, this is a lightweight, durable and rust-resistant model that’s one of Philip’s most popular models.

It employs a vacuum system that automatically sucks in freshly cut hair into a separate chamber. Because of this feature, you can expect a mess-free bathroom sink every time you use it.

There are 18 secured hair length settings with the Norelco QT4070/41. You can program it to cut anywhere from 1mm to 18mm. A stubble setting of 5mm is also present in one of the settings, which gives men free-range to create a fantastic stubble appearance.

It also comes with a turbo power button. Pressing on this button will boost the cutting speed and fan speed as well, giving you more power and glide through even the thickest of beards.

Running on either a battery or wall outlet, you can use it plugged in, or you can utilize its cordless functionality. It has a built-in lithium ion battery that allows for up to 50 minutes of use on a single charge. Charging it is just as trouble-free as it only takes an hour to achieve a full charge.

Since it comes with a multi-functional LCD display, you can easily program and monitor the length settings. You can also check its battery life to see how much trimming you’re left to do before you have to plug it in again.

Men need not worry about blade maintenance too, as the Philips Norelco QT4070/41 is equipped with stay-sharp blades. There’s no lubricating and oiling required in keeping the blades in top condition which makes it virtually maintenance-free.

The adjustable comb makes it a safe use on the most sensitive parts of the body. It follows the curves on your face so that cuts and nicks can be avoided.

Measuring 7.3 x 7.7 x 10.8 inches and weighing approximately 1 pound, this stubble trimmer is easy to handle and maneuver over the contour of the face and body. Additionally, the Philips Norelco QT4070/41 is priced at about $49, making it not only affordable, but a very popular trimmer.

Phillips Norelco stubble trimmer qt4014-42Philips Norelco QT4014/42 BeardTrimmer 3500

Equipped with 20 built-in length settings of 0.5mm to 10mm, you can customize the Philips Norelco QT4014/42 BeardTrimmer 3500 according to your exact preferences. The locking feature guarantees safe and precise cuts every time you put it to use.

The QT4014/42 BeardTrimmer 3500 uses titanium blades which are well-known for ever-lasting sharpness even without any maintenance. So unlike standard blades, you’re not required to oil or lubricate the blades whatsoever.

Since it comes with rounded tips and a safety comb, you can use it effectively without exposing yourself to unwanted nicks and cuts. Such design is also effective in avoiding skin irritations and abrasion.

Many are happy to know that you can use it with a cord or without a cord. It has a high performing rechargeable battery that can last up to 90 minutes on a single charge. To achieve a full charge, it only takes about an hour. If the battery is drained and you don’t have the time to wait and fully charge it, simply plug it into an electrical outlet.

Measuring 2.6 x 5.9 x 9.6 inches and weighing about 0.3 ounces, this model is very easy to use. It’s compact and lightweight, so you won’t suffer from hand and/or wrist fatigue while using it.

It comes in a complete package too, so you can immediately use it after opening the box. Aside from the unit itself, it comes included with a power cord/charging cable and beard comb. There’s also several cleaning brushes included to help you maintain it and keep it clean for the long run. Many are surprised to find out that the Philips Norelco QT4014/42 BeardTrimmer 3500 isn’t all that expensive either. In fact, you can find it on Amazon.com for just under $35.

Final Thoughts

Whether you’re in search of a new stubble trimmer because you have never owned one, or you need one that’s going to last for years to come, we feel that we’ve given you a clear understanding of some of the best rated stubble trimmers for 2015. Although everyone has their own preferences, we think that any one of these three models work exceptionally well at creating a fresh, handsome stubble appearance.